401(k) and 403(b) Plans

Scott delivers a total service package that addresses all the employer’s needs. 

Scott is a fiduciary to the 401(k) or 403(b) plan and handles all the fiduciary responsibilities:

  • Fund selection
  • Ongoing quarterly monitoring of funds
  • Fee benchmarking
  • Compliance oversight
  • Plan design

More importantly, Scott becomes the employees’ personal investment adviser.  He meets with them, one on one and explains the plan with personality and expertise.  He advises employees on how much to save and where to invest, initially and on an ongoing basis.  Scott creates custom personalized illustrations and projections to clearly illustrate the benefits of saving and saving more.

Scott’s goals for employees:

  • Join the plan at a reasonable savings rate
  • Invest in a risk appropriate asset allocation portfolio
  • Increase their savings rate on a regular basis

Scott addresses a myriad of employees’ needs:

  • Investment advice 
  • Savings plan
  • Investment education 
  • Retirement planning
  • Transitioning to retirement