Individual Investors

I am a fiduciary to individual investors, working solely in their best interest, free from conflict of interest providing highly individualized advice on an ongoing basis.

The relationship is the most important component to me.  I meet with investors to discuss all aspects of their current situation and future to develop a comprehensive, personalized retirement plan.  The process continues an ongoing basis, and I am always available to answer questions, help or advise. 

I create a comprehensive retirement plan designed specifically for the individual investor using industry leading software for each facet of the strategy:

• financial planning 
• risk and portfolio analysis using Morningstar
• fund selection and monitoring using Fi360

The process starts with getting to know the investor, their hopes, dreams, and fears in the near, mid, and long term. 

My advice is customized to the individual, based on their risk tolerance, needs and personality.

I create model portfolios using “best in class” ETFs. I use the same rigorous, prudent process to select the ETFs as I use select funds for the 401(k) plans I manage.

I create an income distribution strategy based on the individual investor’s needs.