Paying Down Debt

by Scott Campbell on

I am often asked about paying down debt vs. contributing to the retirement account.  People have limited cash flow and want to know how best to put their money to use: should they contribute for retirement or pay down debt?

My answer may sound like a cop out, but both are important and should be...

Taking a Loan

by Scott Campbell on

401(k) loans are very popular.  I have no problem with a participant taking a loan from their 401(k) for a major asset purchase and in some dire emergency situations.  Obviously if you are in a serious financial situation and you can’t borrow money anywhere else, a loan from your 401(k) is something...

Market Update 6.30.2019

by Scott Campbell on
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The U.S. stock market was up 4.20% for the second quarter of 2019 and up a whopping 18.88% for the first half of the year.  The volatility that returned to the market in recent months continued in the second quarter.

The market rose and fell with the ebbs and flows of the trade deal between the U...

Market Alert 2.5.2018

by Scott Campbell on
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Wow, what a day in the market!!!

The sell off from Friday continued with earnest today.  Most of the gains year to date have evaporated.  

It all got started last week with the good jobs, which showed that wages have increased significantly – 0.29% year over year.  That is the largest gain...