Life Insurance Options

by Scott Campbell on
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When John recently lost his wife Betty to cancer, their children were surprised to find out that neither John nor Betty had life insurance. As a result, the children ended up paying the cost of the funeral, and John, currently on a fixed income, is left contemplating whether he can afford to stay in...

How to Create a Financial Plan

by Scott Campbell on
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Creating a financial plan may seem overwhelming to those that have never completed one, but taking the first steps to creating a plan is much easier than you may think. Even if you plan on hiring a professional financial planner down the road, creating a rudimentary plan can go a long way towards...

Social Security Facts for 2019

by Scott Campbell on
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As of December 2018, more than 43.7 million retired Americans collected Social Security, with more than 8 million disabled workers collecting benefits as well. But Social Security is much more than retirement income. Along with providing a small income to millions of seniors, Social Security also...

Market Update 3.31.2019

by Scott Campbell on
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The U.S. stock market was up an astonishing 14.09% for the first quarter of 2019.  The market recovered from the worst quarterly performance since 2011 with the best quarterly performance in ten years. 

I think it is important to reiterate a fact I preach during market drops – that they are...

Market Update 12.31.2018

by Scott Campbell on
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The U.S. stock market was down an astonishing -14.08% for the fourth quarter of 2018, and down -5.05 for the year.  The fourth quarter was the worst quarter for U.S. stocks since 2011 and the first down year since the financial crisis of 2008.  The U.S. market was down double digits for the year in...

Market Update 9.30.2018

by Scott Campbell on
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Before discussing the third quarter, I need to address the recent volatility in the market.  The market has experienced significant volatility last week reacting to higher interest rates.  Interest rates are rising, but they are still at historical lows. 

We have experienced very low interest...

Market Update 6.30.2018

by Scott Campbell on
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The U.S. stock market got back on track in the second quarter, increasing 3.71% for the quarter, however returns for the major benchmarks varied considerably.  The market is up 3.08% year to date.

The market started the quarter off with a fairly significant drop, but performed solidly throughout...

Market Update 3.31.2018

by Scott Campbell on
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In last quarter’s commentary I indicated that volatility will return to the market and it did, with gusto.  After a strong start volatility spiked in the first quarter, causing the market to drop 0.61% for the quarter.  Throughout January, the market appeared to be on the same track as 2017, moving...

Market Update 12.31.2017

by Scott Campbell on
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The U.S. stock market finished 2017 very strong, up 6.46% in the fourth quarter and up an amazing 21.47% for the year.  It was a truly a remarkable year for the U.S. stock market.

The U.S. stock market posted another quarter of solid gains, benefiting from the anticipation of the tax reform...

Market Update 6.30.2017

by Scott Campbell on
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The U.S. stock market continued to perform well in the second quarter, up 3% for the quarter and up 9% year to date.

Strong earnings drove the market higher with the bulk of the gains coming in late April and May as first quarter earnings reports outpaced even elevated expectations.  The overall...

Market Update 3.31.2017

by Scott Campbell on
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The U.S. stock market started the year just like it finished 2016 – on a tear!  The market was up 5.9% for the first quarter of 2017 and up 17.8% over the past one year.  Remarkable performance!

The market moved on a steady incline for almost the entire quarter, then leveled off towards the end...

Market Update 12.31.2016

by Scott Campbell on
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The U.S. stock market finished 2016 on a tear.  The market was up 3.99% for the fourth quarter and up 12.44% for the entire year. 

Things got off to a slow start in the fourth quarter as concerns about rising interest rates and the Presidential election weighed on the market.  Then, on the night...